Privacy Policy

Last updated: March 1, 2026. This policy explains how we collect, use, disclose, and protect personal information for Amani Gabriel — Mortgage Advisor in Québec, Canada.

1) Who we are

This website is operated by Amani Gabriel — Mortgage Advisor (“we”, “us”, “our”). You can contact us at:

• Phone: 514-816-2711
• Email: [email protected]
• Service area: Québec (Montréal, Laval, Longueuil, West Island, Brossard, etc.)

2) Privacy Officer (Law 25)

Our Privacy Officer is responsible for personal information management and requests. Contact: [email protected].

3) What personal information we collect

Depending on how you interact with us, we may collect:

• Contact information: name, phone number, email.
• Mortgage-related context: goals (buy/renew/refinance/switch), timeline, and optional estimates like purchase price/down payment.
• Technical information: IP address, device/browser details, pages visited, referral/UTM parameters, and cookies (where enabled).
• Communications: messages, call notes, email/SMS interactions related to your request.

4) Why we collect it (purposes)

We use personal information to:

• Respond to your inquiry and provide a checklist/next steps.
• Book and manage appointments and follow-ups.
• Provide mortgage-advisory support (e.g., discussing options, documents, timelines).
• Improve our website, security, and user experience.
• Comply with legal, regulatory, and audit requirements.

5) Consent (including email/SMS)

By submitting a form or contacting us, you consent to us using your information to respond to your request. Where required, we obtain express consent for marketing communications.

6) Mobile information & marketing restriction

No mobile information will be shared with third parties/affiliates for marketing or promotional purposes. We do not sell your personal information.

7) How we share personal information

We may share information only as needed to deliver services and operate the website, including with:

• Service providers (e.g., website hosting, forms/CRM, email/SMS providers, analytics) under confidentiality and security obligations.
• Financial institutions / partner programs only where relevant to your request and consistent with your consent and applicable rules.
• Legal/regulatory authorities if required by law or to protect rights, security, and fraud prevention.

8) Cookies & analytics

We may use cookies and similar technologies to understand website performance (e.g., page visits, traffic sources) and to store preferences. You can limit cookies in your browser settings; some features may be affected.

9) Data retention

We keep personal information only as long as needed for the purposes described above, and as required by legal or regulatory obligations, then we securely delete or anonymize it.

10) Security safeguards

We use reasonable administrative, technical, and physical safeguards to protect personal information (e.g., access controls, vendor security measures, and secure handling practices). No method is 100% secure, but we work to reduce risk.

11) Cross-border processing

Some service providers may process or store data outside Québec/Canada (for example, cloud infrastructure). When this occurs, we take reasonable steps to protect your information and use providers with appropriate safeguards.

12) Your rights (Québec)

Subject to applicable law, you may:

• Request access to the personal information we hold about you.
• Request correction of inaccurate information.
• Withdraw consent (where processing is based on consent), subject to legal/contractual limits.
• Ask questions or file a complaint with our Privacy Officer.

To make a request, contact: [email protected].

13) Children’s privacy

This website is not intended for children under 14. We do not knowingly collect information from children under 14.

14) Changes to this policy

We may update this policy from time to time. The “Last updated” date will change when we do.